Privacy Policy

SUMMARY OF KEY POINTS

This summary provides a high-level overview of our privacy practices.

• What personal information do we collect? We collect personal information you provide directly to us, as well as certain information automatically when you use the Services.
• Do we collect sensitive personal information? We do not intentionally collect sensitive personal information.
• Do we store payment card information? No. Payment information is processed and stored by our third-party payment processor, including Stripe.
• Do we share information with publishers? Yes. When you purchase or access content through Acta, certain information may be shared with the applicable publisher.
• What are your rights? Depending on your location, you may have rights to access, correct, delete, or restrict the use of your personal information.

1. WHAT INFORMATION DO WE COLLECT?

A. Personal Information You Provide to Us

We collect personal information that you voluntarily provide when you:

• Create an account
• Purchase access to content
• Contact us
• Subscribe to communications
• Participate in surveys or promotions

The personal information we may collect includes:

• Name
• Email address
• Username
• Account credentials
• Transaction details (excluding full payment card numbers)
• Communications you send to us

You are responsible for ensuring that information you provide is accurate and up to date.

B. Payment Information

We do not store full payment card numbers.

Payments are processed by third-party payment processors, including Stripe. Payment data is collected, processed, and stored directly by the applicable payment processor in accordance with its privacy policy and terms. Acta may receive limited transaction information (such as confirmation of payment, transaction ID, and payment status) necessary to provide the Services.

C. Information Automatically Collected

When you access or use the Services, we may automatically collect certain information, including:

• IP address
• Browser type and version
• Device type and operating system
• Referring URLs
• Pages viewed and actions taken
• Date and time of access
• General location information (derived from IP address)

This information helps us maintain security, analyze usage trends, prevent fraud, and improve the Services.

We may use cookies and similar tracking technologies to collect this information.

2. HOW DO WE PROCESS YOUR INFORMATION?

We process personal information for the following purposes:

• To create and manage user accounts
• To process transactions and facilitate access to digital content
• To communicate with you regarding your account or transactions
• To provide customer support
• To detect and prevent fraud or misuse
• To improve and develop our Services
• To comply with legal obligations
• To send marketing communications (where permitted by law)

We only process personal information when we have a lawful basis to do so.

3. WHAT LEGAL BASES DO WE RELY ON?

If you are located in the European Economic Area (EEA) or United Kingdom (UK), we rely on the following legal bases:

• Performance of a contract
• Consent
• Legitimate interests
• Legal obligations

If you are located in Canada, we may rely on express or implied consent or other lawful bases permitted under applicable law.

4. WHEN AND WITH WHOM DO WE SHARE PERSONAL INFORMATION?

We may share personal information in the following circumstances:

A. With Publishers

If you purchase or access content through Acta, we may share certain information with the applicable publisher, such as:

• Your name
• Email address
• Transaction status
• Access history

This allows publishers to provide access to content, administer subscriptions, comply with legal obligations, and provide customer support.

Publishers are independent parties and are responsible for their own privacy practices.

B. With Service Providers

We may share information with vendors and service providers that assist us in operating the Services, including:

• Payment processors (such as Stripe)
• Cloud hosting providers
• Analytics providers
• Customer support tools
• Fraud prevention providers

These providers process personal information on our behalf under contractual obligations.

C. Business Transfers

We may share or transfer information in connection with a merger, acquisition, financing, or sale of company assets.

D. Legal Requirements

We may disclose information if required by law, subpoena, court order, or governmental request, or to protect the rights, safety, or property of Acta, users, or others.

5. COOKIES AND TRACKING TECHNOLOGIES

We may use cookies, pixels, and similar technologies to:

• Maintain session state
• Remember preferences
• Analyze traffic
• Improve functionality
• Prevent fraud

You can modify your browser settings to decline cookies, but some features of the Services may not function properly.

6. HOW LONG DO WE KEEP YOUR INFORMATION?

We retain personal information for as long as necessary to:

• Provide the Services
• Maintain user accounts
• Comply with legal obligations
• Resolve disputes
• Enforce agreements

When we no longer have a legitimate business need, we delete or anonymize personal information, or securely isolate it until deletion is possible.

7. HOW DO WE KEEP YOUR INFORMATION SAFE?

We implement reasonable administrative, technical, and organizational safeguards designed to protect personal information. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. DO WE COLLECT INFORMATION FROM MINORS?

The Services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If we learn that such information has been collected, we will take reasonable steps to delete it.

9. YOUR PRIVACY RIGHTS

Depending on your location, you may have rights to:

• Access your personal information
• Correct inaccurate information
• Request deletion
• Restrict processing
• Object to processing
• Withdraw consent
• Request data portability

To exercise your rights, contact us at: contact@readwithacta.com

We will respond in accordance with applicable law.

10. CALIFORNIA PRIVACY RIGHTS

If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA), including the right to:

• Know what personal information we collect
• Request deletion
• Request correction
• Opt out of the sale or sharing of personal information

Acta does not sell personal information for monetary consideration.

You may submit requests by contacting: contact@readwithacta.com

We will verify your identity before processing certain requests.

11. VIRGINIA PRIVACY RIGHTS

If you are a Virginia resident, you may have rights under the Virginia Consumer Data Protection Act (CDPA), including rights to access, correct, delete, or obtain a copy of your personal data, and to opt out of certain processing activities.

To exercise these rights, contact: contact@readwithacta.com

12. DO-NOT-TRACK

At this time, we do not respond to browser Do-Not-Track signals due to the lack of a uniform industry standard.

13. INTERNATIONAL DATA TRANSFERS

If you access the Services from outside the United States, your information may be transferred to and processed in the United States or other jurisdictions where data protection laws may differ from those in your jurisdiction.

14. UPDATES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date and will be effective when posted.

We encourage you to review this Privacy Policy periodically.

15. CONTACT US

If you have questions about this Privacy Policy or your personal information, please contact us at:

contact@readwithacta.com